Listing provided courtesy of HOUSE & HAVEN- MLS# 2095644MLS Provider

45 CORTEZ AvenueSt. Augustine, FL 32080

Condo · 4 Beds · 3 Full Baths · 1 Half Bath · 2,872 Sq. ft.
$2,300,000 Active Under Contract

45 CORTEZ Avenue Overview

Time on Site:
369 days
Visits:
4

*Private rooftop terraces redefine the living experience at Cortez on the Water, creating a seamless indoor-outdoor lifestyle with breathtaking panoramic views, private elevator access to the rooftop level, and the option for a builder upgrade to add an interior stairway connection* Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish floor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living. This 2,872 sq ft three-story plus rooftop living residence features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style. The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room,and direct access to a covered patio with marina and water views. On the second floor, the spacious primary suite is its own retreat and offers a spa-style oversized bath, large walk-in closet, and a private covered balcony with tranquil water views. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen includes a waterfall-edge quartz island with wainscoting and ample storage, high-end stainless steel appliances, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, the heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seating perfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. **Select builder upgrades still available.

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45 CORTEZ Avenue Facts & Features

  • Type Condo
  • Sq. ft. 2,872
  • Price/Sq.ft. $801

Details

General

Association/HOA

  • Association Amenities: Pool,Other,Boat Dock,Marina,Spa/Hot Tub
  • Association Fee: 3834.1
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Insurance,Maintenance Grounds,Maintenance Structure
  • Association Name: The CAM Team
  • Association: Yes

School Information

  • Middle Or Junior School: Sebastian
  • High School: St. Augustine

Listing Information

  • Contingency: Active Under Contract

Building Information

  • New Construction: Yes
  • Year Built: 2024

Business Information

  • Current Use: Residential

Location/Region

  • Country: US
  • County Or Parish: St. Johns
  • MLS Area Major: 323-Davis Shores
  • MLS Area Minor: 323-Davis Shores
  • Subdivision Name: Cortez on the Water

General Information

  • Listing Terms: Cash,Conventional
  • Parcel Number: 218431-0114
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Senior Community: No

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 4

General Information

  • Appliances: Other,Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Refrigerator,Tankless Water Heater
  • Entry Level: 1
  • Flooring: Wood
  • Interior Features: Ceiling Fan(s),Eat-in Kitchen,Elevator,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Walk-In Closet(s)
  • Laundry Features: Electric Dryer Hookup,Lower Level,Washer Hookup
  • Levels: Three Or More
  • Living Area: 2872.0
  • Living Area Source: Builder
  • Rooms Total: 0
  • Spa Features: Community
  • Stories: 3
  • Stories Total: 3

Exterior

Parking Information

  • Parking Features: Attached,Garage

Lot Information

  • Road Surface Type: Asphalt
  • Water Source: Public

Waterfront/View

  • View: Intracoastal,Marina
  • Waterfront Features: Intracoastal,Navigable Water
  • Waterfront: Yes

Building Exterior/Construction

  • Architectural Style: Contemporary,Other
  • Attached Garage: Yes
  • Construction Materials: Concrete,Fiber Cement,Frame
  • Patio And Porch Features: Covered,Patio
  • Property Attached: Yes

General Information

  • Carport: No
  • Exterior Features: Balcony,Boat Slip,Impact Windows
  • Pool Private: No
  • Utilities: Electricity Connected,Sewer Connected,Water Connected

45 CORTEZ Avenue Neighborhood

Community

32080 (ST AUGUSTINE) Demographics

56
Median Age
880
Population Density (per sq. mile)
60%
College Educated
$78,678
Estimated Median Income
7,901
Estimated Total Home Owners
2,075
Estimated Total Renters
79% / 21%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

45 CORTEZ Avenue Market Data

Based on the last 30 days in this zip code

$843,053
Average List Price
$469
Average Price per Square Foot
87
Properties Sold
125
Average Days on Market
608
Properties for Sale
Calculations provided by Reliance Network

45 CORTEZ Avenue History

Date Event Value Agent
6/8/2026Source: North East Florida MLS Status Change
Active Under Contract
5/22/2026Source: North East Florida MLS Price Increase
$2,300,000 27.8%
2/18/2026Source: North East Florida MLS Price Reduction
$1,799,000 -9.8%
11/8/2025Source: North East Florida MLS Price Reduction
$1,995,000 -2.7%
6/27/2025Source: North East Florida MLS Added to Database
June 27, 2025